Stergia "Stella" Kalogirou
Broker Sales Associate I CNHS I SRES I CBGLS I CLMS I MDG
Stergia "Stella" Kalogirou
Broker Salesperson I Team Lead @ Let's Talk Real Estate NJ
CNHS I SRES I CBGLS I CLMS I MDG I SFR
Direct:
Office:
License:
0344255 NJ
Allendale / Saddle River Valley

More Than a Realtor — Your Most Powerful Asset in Real Estate

Most people hire a real estate agent.
My clients hire a strategist. A negotiator. A partner. A visionary. A guide.

I’m Stergia “Stella” Kalogirou — a licensed Broker Salesperson & Team Lead of Let's Talk Real Estate | Certified New Homes Specialist™ | Seniors Real Estate Specialist® | Coldwell Banker Global Luxury Specialist® | Certified Luxury Home Marketing Specialist® | Million Dollar Guild™ Member | Certified Short Sale & Foreclosure Resource®.

I don’t just sell homes — I help people use real estate to build wealth, create stability, and make confident decisions in what can often feel like an overwhelming process.

Whether you’ve bought and sold before or you’re navigating it for the first time, I bring the clarity, education, and advocacy you need to move forward with confidence.


Backed by Experience. Built on Results.

With over two decades of experience and a career marked by consistent performance at the highest level, I’ve built a reputation for delivering results — and earning the trust of both clients and peers.

Some of the industry recognition I’ve been honored to receive includes:

  • Featured Cover Agent – Top Agent Magazine

  • Finalist – 201 Magazine “Best of Bergen” Real Estate Agent

  • Coldwell Banker International Sterling Society (2020), Diamond Society (2021–2023), President’s Circle (2024)

  • NJ REALTORS® Circle of Excellence Sales Award® (2020–2024)

  • Five Star Real Estate Agent (2022–2024)

  • Named among the 10 Best Real Estate Agents in NJ – American Institute of Real Estate Agents (2022–2024)

These achievements are a reflection of the work I’ve done for my clients — and the trust they’ve placed in me to guide them through some of life’s most important decisions.


But what sets me apart isn’t just experience — it’s perspective.

I studied at the NYU Schack Institute of Real Estate, a top-ranked graduate program where I pursued my Master’s in Real Estate. I’m also a seasoned property investor, landlord, and 1031 Exchange Specialist. I’ve helped clients grow wealth through everything from primary homes to mixed-use properties, multifamily investments, foreclosures, and strategic short sales.

But not every client needs strategy at that level — and that’s okay.

Sometimes, you just need someone to walk you through the basics.
Other times, you need someone to think 10 steps ahead.

I do both.

Because real estate isn’t just about closing deals — it’s about opening doors to long-term success.


Whether you're buying your first home, selling a longtime property, investing in your next income stream, or navigating complex situations like short sales or 1031 exchanges, I bring more than just knowledge — I bring clarity, commitment, and results.

My approach is personal, strategic, and always forward-thinking. I negotiate fiercely, solve problems creatively, and help you evaluate your move from every angle — financial, emotional, and practical. With a curated network of top-tier professionals — mortgage lenders, title reps, attorneys, property stagers, clean-out crews, contractors, property managers, and more — I ensure every detail is handled with care and precision.


I work with:

  • First-time homebuyers

  • Upsizing & downsizing sellers

  • Luxury home sellers & buyers

  • Investors, developers, and 1031 exchanges

  • Estates & trusts

  • Relocation & global transferees

  • Clients navigating short sales & foreclosures

  • Anyone who values honesty, experience, and a results-driven plan — no matter how familiar or unfamiliar you are with the process


Before real estate, I spent years in corporate America as a top-performing sales executive, consistently ranked among the best in a Fortune 500 environment. That experience sharpened my ability to negotiate under pressure, lead with strategy, and deliver results in highly competitive markets.

Whether you’re buying your first home or selling a multi-million-dollar property, I approach your goals with the same focus and tenacity I honed in the corporate world — because your success is my mission.


If you’re looking for someone to simply open doors and hand you a brochure, I’m not the right agent.
But if you want someone who will fight for your goals, guide you with insight, and help you make smart, strategic decisions — then I’m exactly who you’ve been searching for.

Let’s talk about what’s possible when you work with someone who sees real estate through a different lens.
Let’s Talk Real Estate!


Sample Mortgage Rates

For 4/27/2025

30 Year Fixed
6.875%
15 Year Fixed
6.25%
7/6 ARM
7.125%

For general informational purposes only. Actual rates available to you will depend on many factors including lender, income, credit, location, and property value. Contact a mortgage broker to find out what programs are available to you.

Mortgage calculator estimates are provided by Coldwell Banker Real Estate LLC and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.

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